Platform service fee & eligibility check consent

*** DEVELOPMENT PLACEHOLDER - NOT LEGAL CONTENT *** This text exists so the consent flow can be exercised in development. It has not been drafted or reviewed by counsel and must be replaced with approved content before any production launch. I understand that Nova Friend is a technology platform and NOT a lender, and that paying the platform service fee does not guarantee a loan, an approval, a rate or a sanction. I authorise Nova Friend to (a) collect the platform service fee shown to me before payment, (b) run an eligibility check on the information in my application, and (c) where I am eligible, share the data-sharing scope listed on this screen with matched regulated lending partners so they can assess my application under their own policies. Any approval, interest rate, tenure, sanction or disbursement is decided solely by the lender after its own verification. I may withdraw this consent from my dashboard; withdrawal stops future sharing but does not reverse a completed eligibility check or the fee already paid, except as provided in the Refund Policy.